Owner-Occupied Real Estate
Break free from the unpredictability of renting. Take control by owning your business space with owner occupied real estate loans.
Owner-Occupied Real Estate
Overview
Dealing with rent increases, restrictive landlord policies, and disputes over tenant improvements can limit your business’s growth and adaptability. The solution? Transitioning from tenant to owner. Purchasing property for your business eliminates these issues and invests in an asset that often grows in value over time. This strategic move can increase stability and enhance your company’s assets. An owner occupied real estate loan allows you to customize your workspace to meet your business needs, all while building equity and securing your operational base.
Owner-Occupied Real Estate
Solutions
Commercial Real Estate Loans
Start the process of business ownership with our commercial real estate loans, designed to bridge the gap between your aspirations and reality. These loans are not just financial agreements; they are partnerships that give your business the autonomy it deserves. With competitive interest rates, flexible repayment terms, and various loan amounts, commercial real estate loans offer a pathway to ownership that is accessible and tailored to your business’s financial situation. Whether you want to purchase a storefront, office space, or a warehouse, our loans are structured to support your business’s owner-occupied real estate objectives.
SBA 7(a) Loans
The SBA 7(a) loan program is a beacon for small businesses aiming to secure their operational spaces without the burden of significant initial investments. Offering up to $5 million in funding, these loans facilitate the acquisition of owner-occupied commercial real estate with favorable terms, including lower down payments and extended repayment periods. This program particularly benefits businesses seeking to stabilize occupancy costs while building equity and strengthening their financial foundation. With the SBA 7(a), small businesses can approach the real estate market with confidence and support.
SBA 504
The SBA 504 loan program is meticulously designed to support the growth and development of small businesses through real estate and fixed asset investments. By providing long-term, fixed-rate financing, the 504 program makes commercial real estate ownership more attainable and financially viable. With features like low down payments and below-market interest rates, it reduces the upfront financial burden on businesses. This program is ideal for companies planning significant investments in their operational infrastructure, offering a solid foundation for growth while fostering economic development within the community.
Bridge Loans
Bridge loans offer a flexible financing solution for businesses caught between purchasing a new property and selling their existing one. These short-term loans are designed to fill the gap, providing immediate liquidity to purchase new real estate without waiting for existing assets to sell. This can be particularly advantageous for businesses encountering unexpected opportunities or needing to move quickly in a competitive market. Bridge loans ensure that your business remains agile, enabling strategic moves without the financial constraints of traditional purchasing timelines.
Owner-Occupied Real Estate
Advantages
Freedom from rent increases and landlord restrictions
Opportunity to make tenant improvements and customizations without disputes
Potential for property appreciation and equity growth
Tax benefits, including deductions for mortgage interest and depreciation
Tax benefits, including deductions for mortgage interest and depreciation
Power Your Business with the Right Financing
Apply Today
Apply Today
Power Your Business with the Right Financing
Ready to propel your business forward with the latest tech and equipment? Contact us today to explore your financing options and find the perfect solution tailored to your business's unique objectives.
FAQ
Find answers to common questions about our financing solutions and discover how we can help your business grow with the right funding options.